Will Trezeo check my credit history?

Yes. Like all responsible lenders, Trezeo will assess your ability to afford membership and credit by looking at your credit file when you sign up. However, unlike other financial institutions, Trezeo will only carry out a 'soft search' which means it will not impact your credit score (as it does not leave a footprint). If you then go on to apply for credit, Trezeo will perform a 'hard search' that will impact your credit score (which can improve your score if you maintain membership and pay back credit in a timely manner), and we will record your Trezeo limit on your credit file.